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How Much Home Insurance is Enough  (Presented by Safeco)

 The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one. 
Texas - How much home insurance is right for you?
Based in Magnolia, Texas and serving the surrounding areas of The Woodlands, Conroe, North Houston, Montgomery, Willis, Spring, Cypress. 
AGM Insurance Group understands the home insurance needs of our customers. We’ll work with you to estimate the replacement cost for your home and to adjust your policy limits from time to time as needed.
It is critical that you provide us with accurate, updated information about your home and contents. If your dwelling limit accurately reflects your home’s true replacement cost, some companies will pay more than the limit if a covered loss is greater than the limit on your policy. 
Once a review of your home and possessions indicates you are properly insured, it’s a good idea to reexamine your coverages and limits from time to time, especially whenever you make additions or improvements. 

Texas - Be Sure You Have Enough Homeowners Insurance
Steps you can take to reduce the danger of being seriously underinsured:   >>>Read more
Strengthen an Exterior Door Against Invasions.

How to keep your home 
from invasions?  One way to prevent forcible entry is by using a lock with a 1-inch-long deadbolt and a reinforced metal box strike. Use 3-inch-long mounting screws so they lodge in the frame beyond the door jamb. And don't overlook the door that leads into your house from the garage and the any other doors leading into the house.  (Consumer Report 2013)
Dwelling Value or Renters Personal Property:
(All other coverages under a homeowners is based upon a percentage of the coverage request.  
Liability starts at $300,000 in coverage on all quotes.)
AGIS | PO BOX 448 | MAGNOLIA, TX 77353
Currently Insured:
Color.  Painting your house adds value to its appearance especially when  it goes on the market.  Although the exterior color of your home can add character, the most important focal point is the door.   
Your entry door is the insight of how you view your home.
(The Paint Quality Institute.)
  • Red stands for passion and its message is vibrance, full of life, energy, and excitement.
  • Blue is the most popular color and displays a sense of calm, serenity, a retreat against the harsh world.
  • Green connotes health, safety, tranquility, and harmony.
  • Black reflects strength, sophistication, power and authority.
  • Brown can convey two sides.  The lighter shades emphasize warmth, stability, and reliability.  The darker shades signal privacy and isolation.

Style.  The entry door accentuates the style of your home but it should also convey security and comfort from invasions and against the natural elements.  
  • Wood continues to offer both elegance and the high-end look most other materials mimic.  Although remains relatively expensive, they are less likely to dent and scratches are easily repairable.  Wood doors can be easily kicked in by home invaders therefore not recommended for homes in high crime areas.
  • Fiber Glass is a practical choice and take on the look of wood.  Although they can crack under severe impact, they can be painted or stained and required little maintenance.
  • Steel is a popular choice and is energy efficient unless glass panels are added.  Though inexpensive and require little maintenance, don't resist weather as much as fiber glass and wood doors do.  Scratches left unpainted can become rusted. 
     What Your Front Door Says About YOU.

No need to look hard to find out who your neighbors are.  The style and color of the front door of their home says plenty.  An entry door can transform any style house into an eye-catching and charming home.  
Home Insurance
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Quik Fix: Life Hacks for the New Home Owner
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